I truly believe that managing and investing money is a crucial life skill, but it can be quite time-consuming and complex for many individuals. That’s why I’m passionate about educating and assisting people so that they can achieve their goals.
I’m originally from the Isle of Man and gained a wealth of experience through- out my 10 year journey in Banking and Insurance. In 2008, I decided to embark on a new chapter in my life by moving to Singapore to establish a career and build a business centred around helping people effectively manage, safeguard, and grow their wealth.
I truly believe that managing and investing money is a crucial life skill, but it can be quite time consuming and complex for many individuals. That’s why I’m passionate about educating and assisting people so that they can achieve their goals.
Through my experience and expertise, I’m confident that anyone can achieve financial independence as long as they’re willing to take the necessary steps to optimize their financial affairs.
I’m qualified and regulated by the Monetary Authority of Singapore (RJH100069850), trusted by my clients, and take great pride in maintaining close relationships with them.
I live in Singapore with my wife, Shondelle, and our daughter, Summer. Staying fit and active is a priority for me, and you’ll often find me training at the gym. I’m also an avid motorsport fan and thoroughly enjoy exploring new places through travel.
The strategic management of your existing cash & investments to ensure you’re getting the best possible return for the level of risk you are willing to take, or saving a fixed percentage of your income each month towards a future goal (retirement, education fees, property purchase etc.) and taking advantage of the power of compounding.
Expats in Singapore not only benefit from higher salaries compared to what they might get paid back home but also have the advantage of doing so in a tax-friendly environment.
With low income tax rates and no capital gains tax, Singapore offers an exceptional opportunity for expats to grow their wealth and ensure they’re making the most of their time overseas.
Safeguarding your financial well-being against unexpected events that could derail your future plans. Life Insurance is an essential part of any financial plan.
However, it’s not enough to simply have Life Insurance. You need to review your policy regularly, especially when key events such as marriage, having children, buying a home, or changing jobs occur.
In addition to this, you should also consider having Disability & Critical Illness Cover to protect your income should you become sick or unable to work.
Statistics show that the likelihood of this happening is much more common than you might think.
While it is vital to maximise your investment gains, minimising the impact of future taxes on your wealth is equally important. One of the key advantages of investing here in Singapore is the absence of capital gains tax, meaning any gains made from the sale of investments are not subject to taxation.
By structuring your investments in a tax-efficient vehicle, you can retain this advantage even when you leave Singapore, thereby reducing or eliminating future capital gains taxes in your home country.
The sooner you exploit this opportunity, the more substantial the benefits can be.
An introductory meeting to learn about you and your financial goals.
We will work together to collect all your financial & personal information.
Review your information and confirm my understanding of your financial situation.
Research and develop a personalized financial plan that aligns with your goals.
Talk you through your financial plan and answer any questions you may have.
Implement recommended strategies and set your plan in motion
Continuous monitoring of your plan with regular updates to ensure it stays on track.
